Our debt professionals help people find the best debt relief solution for their unique situation. Here are some testimonials from people whom we’re proud to have helped regain control of their finances and turn the page on debt.
I have learned a lot about expenses. What I truly need and wanted and how I used my income was an eye opener to the unhealthy ways I was using money leading to my bankruptcy. When I needed guidance and clarity the staff was always there and very prompt in getting back to me. I was cared for and respected in the recovery of my financial state. Thank you for your time and help during that difficult time.
I can't believe it's been five years that our financial relationship was established to consolidate my debt. Upon meeting you (Debbie Kenwood) for the first time, your warm smile and professionalism made me feel extremely comfortable, and I knew I was in good hands. Finances can be so emotional, and at times embarrassing, and I want to thank you for making this more personal for me, as to not feel that way. I would not hesitate in referring you and I want to thank you for going the extra mile for me. It meant so much!
Melanie Murray and her team were compassionate and understanding of my situation and helped create a solution that worked for me. BDO as a whole offered great resources to understanding my options, and their national reach allowed me to connect with a local office after moving so I didn't have to travel hours for in-person meetings when needed. Overall I'm elated to have chosen to work with BDO.
Life often takes us on many unexpected ups and downs. Being self-employed has so many benefits and rewards, but when you get injured there's no one to do your work for you. Most of us live above our means and rely heavily on every paycheque. Disability only covers a fraction of your income, and things can feel hopeless in a hurry. It can feel embarrassing to admit you need help. The sooner you leave your pride at the door and reach out to BDO, the sooner you get your life back. Don't sacrifice what really matters in life by letting debt take you prisoner. The call to Nancy was the best call I ever made and it has added years to my life. She is a true professional and understands how to make this process as stress free as possible. Hindsight may be 20/20 but I truly wish I had called her a year before I finally did, so don't make the same mistake.
BDO guided me through a difficult time in my life, step by step, with all of the information I needed to make informed decisions about my financial situation. Bankruptcy is a stressful experience, but BDO provided the information I needed to get things back on track, answering all my questions along the way. I’m in a much better financial situation now and have learned new skills to better manage my money.
Michelle, Nova Scotia
Debbie Kenwood, we can't thank you enough for your guidance and support through this arduous process. You went above and beyond the call to help us, and it is so appreciated. You have remarkable patience and empathy for your clients while being firm about what is required by BDO. You care.
From consultation to resolution, Melanie Murray was supportive, informative and highly professional. I felt heard and understood with no judgment. Dealing with debt is very stressful. Melanie helped me remain calm and guided me through the process while being available to answer all of my questions. To anyone struggling with debt, I would recommend reaching out to Melanie. She will be there for you every step of the way.
Going through something like filing bankruptcy can be scary, humiliating and so overwhelming, but Adam set our minds at ease. He explained everything in detail and ensured we were aware of all potential options. When it came time to proceed, he helped us make an informed decision, answered all our questions, ensured we were 100 per cent comfortable with our decision and all potential outcomes before proceeding with filing. Adam (Cardwell) was amazing at making us not feel like failures and helping to make what had the potential to be a terrible time in our lives a little more bearable, and somehow made us feel like were were still in control even though there were so many unknowns for us. We cannot thank him enough.
In my dealings with BDO, I found them to be very professional in their duties, but also very considerate and understanding to my situation. The members at the Lansdowne office in Peterborough were great to deal with. They answered all my questions and put my concerns to rest. Even through the COVID pandemic, they were always available to answer questions and provide professional advice. I would not hesitate to reach out to them in the future if one of their services was needed.
BDO specialists were always there to assist and help me manage my debt issues. If an issue arose where payments were delayed, etc. they were always patient and very helpful to assist me in resolving the matter.
I want to take this opportunity to thank BDO for helping to pull me out of a desperate situation and bring me back into alignment with my financial matters. I have learned a lot from this experience and appreciate your compassion and support.
Stephanie, Nova Scotia
I loved dealing with BDO. Every time I needed anything from them they were very quick to reply and explain everything to me, especially Martha Kramer. Also, being recently discharged from my proposal, Martha provided me contacts on being able to get a low interest loan for a brand new car, which to me is above and beyond the service they need to provide.
There is life before debt and life after debt. The latter comes with a sense of ease, comfort and better sleep! Nervous? You shouldn't be. Embarrassed? Unnecessary. Sense of relief? On the horizon. You have nothing to lose and everything to gain. Nancy and her team of professionals work in a discreet, comfortable and informative manner. Living with years of anxiety and fear due to cumulative debt and never seeing the light at the end of the tunnel. Making monthly payments that barely covered the interest. Sound familiar? You're not alone and it's ok. Life happens and we learn from our past mistakes. Pick up the phone and make the best call of your life. Life after debt doesn't have to be some fantasy, make it your reality! I did. Thank you Nancy, for helping me get my life back on track and out of debt.
Over the years I dealt with BDO, I found them to be very understanding when personal affairs came up, very patient, great to work with. They gave me all the possible assistance and resources required to push through such a difficult time. Special thanks to Tracey St. Croix, Nancy Snedden, Michelle Walsh in the St. John's NL office, and the rest of the team for great personal and professional service. I would definitely recommend this group to handle and navigate your insolvency or proposal requirements.
Kerry Carter has always been a pleasant and friendly first contact when visiting BDO. She has a very professional mannerism, her presence has always made it seem like a reliable and safe environment. Whenever I had questions, Kerry was quick to respond and offered a kind and useful response.
I would like to thank the team at BDO! I'm not sure what I would have done without their help. My debt was out of control. Making interest payments was getting hard to do. David Noronha is very smart and knew what to do to help with my situation. Karen Tompkins was also very helpful and always had an answer to my questions. Things are now getting better. Thank you BDO!
To Kim Burke: I really can't thank you enough. You really are amazing at what you do and thank you so much for your time and patience with me.
A.V., Nova Scotia
After completing post secondary school I had high amounts of student debt and consumer debts that required high monthly payments. After having children the added costs of childcare and children’s needs resulted in my budget becoming overextended. Financial stress became too high of a burden so I made the tough decision to seek debt solutions. BDO staff were supportive throughout the process and provided step by step practical guidance along the way. At first I was very hesitant but in time I realized that not only was this the right solution, but that it would have been better if I had sought debt solutions three to five years earlier to prevent long term experiences of financial strain. Debt solutions really are just that “solutions” and the BDO team are experts in this area and are eager to roll out a workable plan to get you out of debt.
I greatly appreciate the service provided by the amazing staff during a very difficult time in my life. I would like to thank you for all the help and financial support over the last few years. You helped my wife and I tremendously to get our lives back in financial order.
To Kerry Carter: Thank you for your help with this matter. Your response time was excellent and you are very knowledgeable. You had the answers to all my questions and you are very pleasant to deal with. BDO is lucky to have you!
Thank you Debbie! I have to express gratitude because you deserve it. I just want to mention, I've been pretty good with my money now and I'd really like to take the time to thank you genuinely. You've really given me a peace of mind, which helps life in general. You're really good at your job and taught me valuable lessons, mainly to only use my credit card to build credit. You helped fix my life and my credit card debt, which caused a lot of stress, anxiety and depression.
I just wanted to thank Kim Burke for the work she did on my behalf.
J.S., Nova Scotia
I would like to personally thank Tamara Rogers and the BDO team for supporting me through a very stressful time in my life. There was no judgement and I felt very supported. What was a very scary time for me turned into a positive experience and Tamara gave me the tools to move forward.
My consumer proposal experience: I had been putting off dealing with my credit card and line-of-credit debt, which totaled about $25,000. I tried to pay the bank back for years without ever touching the principal. Eventually the creditors started calling about 10 times a day. After talking with Andrea Marsh, we decided to offer the bank $135/month for 60 months and the bank accepted the offer. Andrea has been supportive and understanding. She made the whole process easy, convenient and understandable for me. Thank you Andrea and thank you BDO! Reposted from Google My Business reviews with client's consent.
William, Nova Scotia
After many sleepless nights and starting another day of my life with the same worry over and over, I was introduced to Tami Rogers. Tami helped me understand my options, giving me hope when I was sure I had no hope. I listened and with confidence I started the process. Thank you Tami, ever so grateful for your help.
Being a very private person about my finances, I walked into BDO feeling anxious, scared and embarrassed. I was treated with the utmost respect and a sincere understanding of my financial situation without being judged. I got excellent advice for my current situation, ongoing assistance through the whole bankruptcy process and professional training and advice for a healthy financial recovery. Thanks to Debbie Martin, less than a year after filing bankruptcy I am in a great financial state, with good credit. Thank you Debbie and thank you BDO.
I’m very happy that I chose BDO to help me get through this hard time. I greatly appreciate everything you’re doing and have already done. Thanks a million.
I would like to thank Tami Rogers and the BDO team in Regina Saskatchewan for helping me through a very difficult time in my life. I have always worked hard and have tried to help everyone I could. Unfortunately, "life" happens and circumstances change. When I didn't know what the future held for me I turned to BDO. Tami was professional as she understood my situation and helped me solve my financial difficulties. I now know that I will be alright. Thank you very much.
I am so happy that I contacted BDO in regards to my overwhelming debt. Certain life situations caused unexpected debt years back. As hard as I tried I could never seem to get on top of the outstanding debt. After discussions with Tami (Rogers) at BDO, she showed me that a bankruptcy as my best option and that there could be light at the end of the tunnel. I am so grateful to the BDO team for helping me through this difficult time. I now have a fresh start and a new vision for my future.
I would like to thank you (Michael Comrie), Hila Bar-David and the BDO team for supporting me when I was at my lowest. When I thought I had no hope, your team showed me possibilities, giving me hope. Overwhelming debt can place anyone in deepest despair. It's like drowning, but BDO services throws you a lifeline. I will forever be grateful for that lifeline! Thank you all again.
I originally spoke with BDO to see what my options were as at the time I lost about 40 per cent of my income and still had a lot of outstanding debt. I was not delinquent at the time but without doing something quickly I would have been. My BDO Licensed Insolvency Trustee, Ilan Kibel, explained to me my options and within one week we filed a consumer proposal. At this point, I thought everything was too good to be true, but in fact I had all my unsecured debt reduced to 60 per cent of my original amount owing. And that's not even the best part. I now have five years interest free to pay it off with equal weekly payments! I would highly recommend anyone who is struggling with debt to not hesitate and call right away to discuss your options. There are options for everyone.
Karen was very professional and made me feel quite comfortable during our meetings.
I would like to come personally thank you in person but unfortunately because of this Covid I can’t do that. Words can’t express how grateful I am for all the help that I got from you. From the day I met Karen Warner I knew I’ll be in good hands and yes that’s not just it, I felt like I won a lottery for having a good team! Karen and Beth Ann Bone made an exceptional job in helping me got out of my nightmare. I was crying when I went to the office knowing that I’ll be making a big change in my life. I was totally down. So depressed and broke include being pregnant at the time I was making this big decision. It was hard but everytime I come to see Karen or Beth I felt better. They showed me the way to dust myself off and rise again. Getting out of debt is such a relief and I owe you big time! You’re my Angels. BDO is highly recommended!
I received my discharge certificate today. What a liberating feeling. I have been struggling with my finances for over a decade and I finally see the light at the end of the tunnel. I still have a long hard hill to climb to rebuild and repair the damage that has been done. But I am ready and prepared to take all the steps necessary. I wanted to reach out and say thank you, and not just a thank you for doing your job, but a heartfelt thank you. This is one of the hardest things I have had to do; it took a massive hit to my pride and I felt like a failure. You were always so kind and supportive, as well as firm when need be! It was an absolutely pleasure to work with you. I suppose in your profession a success is not to have repeat customers (lol) and I intend to be one of those successes. Thank you again from the bottom of my heart and I wish you nothing but the best in life.
So today is so exciting, I wish I could see you in person. I want to thank you for helping me. You are really special. I’m so thankful. I’m not sure what time today it will be final, but my fingers and toes are crossed and I feel it’s going to be good news with you looking after me. I really can’t express how grateful I truly am. Thank you just doesn’t seem to be enough.
I wanted to tell you how this Proposal impacted my life. Even though my credit is low for a while, I feel great. I got a secured credit card this summer and have been using it and paying it. TransUnion credit score is up to 623 (it was in the 400s). Equifax is still in the 400s, but is slowing improving. Not sure why its so different the information is now correct on both. I also have managed to save $30,000!!!! It's so great when I don’t have an “out of control spender” husband (now ex). I have a plan to get a house in two and a half years. Thank you for everything you have done for me. I know I’m just a client but your work, kind words and sympathy saved me.
Thank you very much. I know you are just doing your job but I feel like you saved my life. I was miserable and just sinking further. You took me out of that. You are like a Super Hero. I hope you continue making people this happy.
I would like to say that Michael Comrie of BDO Debt Solutions provided excellent service in helping me with my debt problems. I slipped into debt with several life issues such as diagnosis of a terminal cancer, a breakdown of a 25-year relationship and depression. I reached out to BDO Debt Solutions and Michael took care of everything. He explained the entire process in straightforward terms that I understood and immediately he gained my trust. He didn't sugar coat anything either, which I appreciated. Thank you Michael!
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