From repaying debt on your own to filing a consumer proposal, your monthly payment can vary widely. Find out how much you can expect to pay.
Calculate your repayment options
Calculate your debt-to-income ratio (DTI) and find out how much of your income goes toward debt repayment.
Calculate your DTI ratio
Most Canadians have debt, but how do you know if your relationship with debt is a healthy one?
One of the best ways to answer to this question is to reflect on your day-to-day financial habits. What are some things that you’re nailing? What areas could use some improvement? Where are there issues?
Take our quiz. It will take a few minutes and you’ll have a better understanding of where you stand with your debt.
Do your spending habits follow a certain pattern?
One of the most important steps towards financial wellness is to gain a deeper understanding of your financial habits so you can manage spending and maximize saving.
The most important tool for regaining control of your finances is your monthly budget. Do you have a surplus or are you running a deficit? Find out using our budget planner.
Download spreadsheet
