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Tools

Get a clearer picture of your financial health and start exploring your next steps.

Using a calculator

Repayment options calculator

From repaying debt on your own to filing a consumer proposal, your monthly payment can vary widely. Find out how much you can expect to pay.

Calculate your repayment options
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Debt-to-income calculator

Calculate your debt-to-income ratio (DTI) and find out how much of your income goes toward debt repayment.

Calculate your DTI ratio
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What's your budget persona?

Do your spending habits follow a certain pattern?  

One of the most important steps towards financial wellness is to gain a deeper understanding of your financial habits so you can manage spending and maximize saving.  

Take the quiz now
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Budget planner

The most important tool for regaining control of your finances is your monthly budget. Do you have a surplus or are you running a deficit? Find out using our budget planner.  

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