Your debts are manageable and you most likely have money left over to save. This puts you in a great position for handling unexpected expenses. Keep up the good work.
You're able to manage your debt, but you may want to lower your debt balances. Build a budget and create a debt repayment plan. Try to consolidate your debts with a debt consolidation loan to help lower your interest charges. This could help increase your savings and put you in a better position to handle unexpected expenses.
Debt repayment has become challenging. You may not have much money left for savings or unexpected expenses. Your borrowing options may also be limited. Discuss your financial situation with a debt professional who can help can explain your debt relief options and help you better manage your monthly expenses.