Kathren received her Licensed Insolvency Trustee designation in 2016 and has more than two decades of experience working with individuals and small businesses experiencing financial distress. Kathren is non-judgmental, personable, patient and kind. She enjoys the process of helping people let go of their financial burdens and obtain a financial fresh start with renewed control over their finances.

Kathren listens to each person’s unique circumstances and spends time getting to know her clients. She clearly lays out all available options and formulates a personalized solution to their financial issues. Kathren delivers strong financial advice and helps her clients through the consumer proposal and bankruptcy process when it is in their best interests to do so. Knowing that she helped someone through difficult financial times and put a smile on their face is what Kathren finds the most rewarding part of her job. Located in Sudbury, Ontario, Kathren also serving clients in Timmins and throughout Northern Ontario.

Joel has extensive knowledge of consumer proposals, bankruptcy and restructuring. He truly enjoys helping people solve their debt problems to put them back on course in achieving their financial goals. Joel previously managed a family business in the tourism industry — and, for that reason, truly understands the struggles small and medium sized businesses face. A little known fact about Joel is that he is a former Canadian Junior Track and Field Gold Medalist in the 10,000-metre event.

Marsha graduated from Laurentian University in Sudbury in 1999 with a Bachelor of Arts degree. She became a Licensed Insolvency Trustee in 2003 and works in the Sudbury & Elliot Lake Offices.

She is a certified BIA Insolvency Counsellor and has extensive experience in the areas of personal bankruptcy, consumer proposals, credit counselling and budgeting. She gets extreme satisfaction by contributing to making a difference in people’s lives by assisting with their financial needs.

Marsha is married and a proud parent of two children.

Martha was born and raised in Sudbury and is familiar with the financial barriers those in our community face. Prior to working at BDO, she worked at BMO Nesbitt Burns as an office administrator. Her career in insolvency began in 2004 and has continued to flourish ever since. During the initial consultation, Martha helps individuals explore all options for overcoming their financial difficulties. She will listen to your story and will help you find the right solution for your unique situation.

Having experienced a divorce, Martha is very aware of life’s many financial challenges. She knows that financial struggles can get to a point where someone may need professional advice and the help of others. Martha is there to listen and offer solutions to some of life’s most difficult decisions.

Lisa Raymond's journey in the field of Bankruptcy and Insolvency began in July 1990. Born and raised in Sudbury, Ontario, Lisa has dedicated her career to helping individuals navigate financial hardship. She has completed both the Estate Administrator Course and the Insolvency Counsellor Course, which gives her the knowledge and skills to provide exceptional service.

With over 35 years of industry experience, Lisa has assisted people facing stressful challenges such as loss of income, separation, significant tax debt, low income, and illness and victims of fraud. Her deep understanding of the Bankruptcy and Insolvency Act enables her to offer unparalleled support to those in financial need. Lisa is known for her caring, listening, understanding, and non-judgmental approach. Her commitment to her clients is evident in every interaction and her advice is precious in times of financial distress.