At BDO Debt Solutions in Sudbury, our team of debt experts, including Licensed Insolvency Trustees and debt counsellors, are ready to provide advice and support for credit counselling, budgeting, debt consolidation, debt management, debt settlement, consumer proposals and bankruptcy.
placeAddress
430 Westmount Ave
Unit A
Sudbury, Ontario
P3A 5Z8
phonePhone
Phone: 705-671-3336
scheduleHours
By appointment only
Get directionsplaceAddress
25 Columbia Walk
Elliot Lake, Ontario
P5A 1Y6
phonePhone
Phone: 705-461-1212
scheduleHours
By appointment only
Get directionsplaceAddress
7 Cain Avenue
Kapuskasing, Ontario
P5N 1S8
phonePhone
Phone: 705-335-3333
scheduleHours
By appointment only
Get directionsplaceAddress
177 King Street
Sturgeon Falls, Ontario
P2B 1R6
phonePhone
Phone: 705-753-3700
scheduleHours
By appointment only
Get directionsOur clients say it best. Hear from people we've helped about their financial recovery journey and their experiences with BDO.
I loved dealing with BDO. Every time I needed anything from them they were very quick to reply and explain everything to me, especially Martha Kramer. Also, being recently discharged from my proposal, Martha provided me contacts on being able to get a low interest loan for a brand new car, which to me is above and beyond the service they need to provide.
Andrea
Sudbury
I greatly appreciate the service provided by the amazing staff during a very difficult time in my life. I would like to thank you for all the help and financial support over the last few years. You helped my wife and I tremendously to get our lives back in financial order.
Anonymous
Sudbury
My husband and I, after some bad luck, had to declare bankruptcy. As this is probably one of the hardest things to go through, having pleasant and helpful people to guide you is paramount. BDO was there for me every step of the way. They are very knowledgeable and professional, while still being empathetic. The Administrator I worked with replied to my questions, either by phone or email, extremely quickly and clearly. Having her to communicate with through all this was very comforting for me. My husband and I would like to thank BDO Debt Solutions for getting us through this time in our lives.
C.T., Ontario
Sudbury
Debt can be overwhelming. We’re here to make sure you’re not alone on your journey to financial wellness. Our debt experts are ready to listen to your story and make sure you understand all the options available to you. If you decide a consumer proposal or bankruptcy is the right debt solution for you, they’ll guide you through the debt relief process, from start to finish.
“ What you do today can improve all your tomorrows.
Kathren Gulja
Licensed Insolvency Trustee
email[email protected] Read BioKathren received her Licensed Insolvency Trustee designation in 2016 and has more than two decades of experience working with individuals and small businesses experiencing financial distress. Kathren is non-judgmental, personable, patient and kind. She enjoys the process of helping people let go of their financial burdens and obtain a financial fresh start with renewed control over their finances.
Kathren listens to each person’s unique circumstances and spends time getting to know her clients. She clearly lays out all available options and formulates a personalized solution to their financial issues. Kathren delivers strong financial advice and helps her clients through the consumer proposal and bankruptcy process when it is in their best interests to do so. Knowing that she helped someone through difficult financial times and put a smile on their face is what Kathren finds the most rewarding part of her job. Located in Sudbury, Ontario, Kathren also serving clients in Timmins and throughout Northern Ontario.
“ It’s important for us to know that we are helping people. Licensed Insolvency Trustees provide unbiased, ethical advice for overcoming debt. Our free consultations will give you a clear idea of your available options and a path forward.
Joel Picard
Licensed Insolvency Trustee
email[email protected] Read BioJoel has extensive knowledge of consumer proposals, bankruptcy and restructuring. He truly enjoys helping people solve their debt problems to put them back on course in achieving their financial goals. Joel previously managed a family business in the tourism industry — and, for that reason, truly understands the struggles small and medium sized businesses face. A little known fact about Joel is that he is a former Canadian Junior Track and Field Gold Medalist in the 10,000-metre event.
“ Hearing people’s sigh of relief after meeting me and knowing there is a light at the end of the tunnel is so gratifying.
Marsha Saunders
Licensed Insolvency Trustee
email[email protected] Read BioMarsha graduated from Laurentian University in Sudbury in 1999 with a Bachelor of Arts degree. She became a Licensed Insolvency Trustee in 2003 and works in the Sudbury & Elliot Lake Offices.
She is a certified BIA Insolvency Counsellor and has extensive experience in the areas of personal bankruptcy, consumer proposals, credit counselling and budgeting. She gets extreme satisfaction by contributing to making a difference in people’s lives by assisting with their financial needs.
Marsha is married and a proud parent of two children.
“ No matter how bad your financial situation may seem at the moment, there are solutions. Talk to someone.
Martha Kramer
Senior Insolvency Advisor
email[email protected] Read BioMartha was born and raised in Sudbury and is familiar with the financial barriers those in our community face. Prior to working at BDO, she worked at BMO Nesbitt Burns as an office administrator. Her career in insolvency began in 2004 and has continued to flourish ever since. During the initial consultation, Martha helps individuals explore all options for overcoming their financial difficulties. She will listen to your story and will help you find the right solution for your unique situation.
Having experienced a divorce, Martha is very aware of life’s many financial challenges. She knows that financial struggles can get to a point where someone may need professional advice and the help of others. Martha is there to listen and offer solutions to some of life’s most difficult decisions.
Call 1-855-BDO-Debt or fill out the form below. We’ll assess your finances and explore all debt-relief options available to you.
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A BDO debt professional will contact you within one business day to schedule your free initial consultation.