At BDO Debt Solutions in Scarborough, our team of debt experts, including Licensed Insolvency Trustees and debt counsellors, are ready to provide advice and support for credit counselling, budgeting, debt consolidation, debt management, debt settlement, consumer proposals and bankruptcy.
placeAddress
305 Milner Ave
Suite 910
Scarborough, Ontario
M1B 3V4
phonePhone
Phone: 1-855-236-3328
scheduleHours
Mo=08:30-17:00
Tu=08:30-17:00
We=08:30-17:00
Th=08:30-17:00
Fr=08:30-17:00
Evening appointments available
Get directionsOur clients say it best. Hear from people we've helped about their financial recovery journey and their experiences with BDO.
I greatly appreciate the service provided by the amazing staff during a very difficult time in my life. I would like to thank you for all the help and financial support over the last few years. You helped my wife and I tremendously to get our lives back in financial order.
Anonymous
Ontario
Dear Alison, Thank you from the bottom of my heart. You are an amazing person and you go the extra mile for others. Worth your weight in gold!!! Thank god there are people like you in this world. It is so hard to navigate life and someone like you is a dream, just fabulous...all I can say is you rock the house. Thanks again for everything.
D.C.
Ontario
I want to tell the world about my positive experience with BDO and specifically, Debbie Kenwood. When I went to see her I was very ashamed and embarrassed about my financial situation. She put me at ease right away and gave me hope to get back on track. I kept in touch with her regularly and was even able to pay off the debt before the end of term. It’s been a year since the consumer proposal has been paid off and she is still making herself available to answer my calls when I have questions about rebuilding my credit and staying on top of Equifax and Trans Union. I am very grateful that she showed me empathy, compassion, patience and guidance to make it through such a hard time. I would encourage anyone to go and see her and to not suffer in silence like I did for far too long.
J.S.
Ontario
If you are buried in debt due to interest loans, credit card debit, Income Tax debit. I would highly recommend that you contact BDO Debt Solutions immediately. The service I received was incredible. The advisors are extremely friendly, helpful and nonjudgmental. From the time I made the decision to seek help until the proposal was filled was extremely fast and easy. I now have my life back and can sleep at night. Thank you BDO (and Beth Ann).
John Carbin
Ontario
Alison was extremely helpful and knowledgeable when it came to helping me with my budgeting! She made great suggestions and provided me with the information I need to be successful going forward. She didn’t make me feel embarrassed or uncomfortable about learning to budget properly in my 30s! I’d highly recommend - should have done this sooner!
L.W.
Ontario
We met with Kim, a councillor in Owen Sound to discuss our options in dealing with our debt situation. She advised us on the several options available and then helped us with the process of filing bankruptcy. Never did we feel shamed or judged. After the filing we dealt with various staff via E Mail. The process is much simpler than we expected . We most recently met with Alison for our second counselling session. She was very helpful and gave us a timeline and what to complete/expect as we go into the end stage prior to discharge. We would encourage anyone who is hesitating to contact BDO. As long as you complete the monthly reports as required, everything flows smoothly towards goal of being debt free. Such a burden is lifted and we look forward to a fresh start with a clean slate.
M.A.
Ontario
Thank God for BDO! They offered great customer service while handling ALL my concerns during this difficult time in my life.
N.H.
Ontario
Would highly recommend BDO We had to file a proposal, which was a hard pill to swallow for us. They made me feel comfortable and not judged for our financial situation. They are quick, efficient, and always willing to help. 10/10 service!
Sabrina Baker
Ontario
I would just like to thank Beth Ann and BDO Debt Solutions for making this experience so convenient, stress-free and just a huge relief. Clear your debts and your mind from worry. Beth Ann is so pleasant to work with. I know I can reach out at anytime if I have any concerns. I am very thankful for her!
Mike Fernandez
Ontario
Approaching debt is a stressful venture and for a first time debtor like myself it can be quite intimidating. I am so grateful and pleased that I contacted Micheal Comrie and his team at BDO. They made the process of handling my debt a far less stressful procedure, and they answered all my (many) questions along the way with quickness and friendliness. Joe Bette, the credit councillor, was very informative and friendly to deal with as well. I am so very impressed with the entire team at BDO and if you have any issue with debt at all, I highly recommend giving this team a call.
J.L.
Ontario
I originally spoke with BDO to see what my options were as at the time I lost about 40% of my income and still had a lot of outstanding debt. I was not delinquent at the time but without doing something quickly I would have been. My BDO Licensed Insolvency Trustee explained to me my options and within one week we filed a consumer proposal. At this point, I thought everything was too good to be true, but in fact I had all my unsecured debt reduced to 60 per cent of my original amount owing. And that's not even the best part. I now have five years interest free to pay it off with equal weekly payments! I would highly recommend anyone who is struggling with debt to not hesitate and call right away to discuss your options. There are options for everyone.
B.M.
Ontario
Being a very private person about my finances, I walked into BDO feeling anxious, scared and embarrassed. I was treated with the utmost respect and a sincere understanding of my financial situation without being judged. I got excellent advice for my current situation, ongoing assistance through the whole bankruptcy process and professional training and advice for a healthy financial recovery. Thanks to the BDO team, less than a year after filing bankruptcy I am in a great financial state, with good credit. Thank you BDO.
Leslie
Ontario
From consultation to resolution, my BDO Licensed Insolvency Trustee was supportive, informative and highly professional. I felt heard and understood with no judgment. Dealing with debt is very stressful. She helped me remain calm and guided me through the process while being available to answer all of my questions. To anyone struggling with debt, I would recommend reaching out to BDO. They will be there for you every step of the way.
Lindsay
Ontario
My Licensed Insolvency Trustee and team were compassionate and understanding of my situation and helped create a solution that worked for me. BDO as a whole offered great resources to understanding my options, and their national reach allowed me to connect with a local office after moving so I didn't have to travel hours for in-person meetings when needed. Overall I'm elated to have chosen to work with BDO.
S.L.
Ontario
Everything changed the day after I input my information into BDO’s confidential portal. I had no idea this help was available. That lack of knowledge and of course humiliation kept me suffering in the blackest of places. You do not need to be there. They can and will help. After consultations and advice, my garnishee and issues were very quickly dealt with by the kindest souls. Caring individuals that showed me there was light. Thank you is not enough for the opportunity they gave me to learn, and to rebuild myself. I am beyond grateful. Don't hide. Get the help these people are trained and happy to offer. Life can be better. Thank you BDO. You gave me something I haven't known in a while. Pride.
Sherri
Ontario
Debt can be overwhelming. We’re here to make sure you’re not alone on your journey to financial wellness. Our debt experts are ready to listen to your story and make sure you understand all the options available to you. If you decide a consumer proposal or bankruptcy is the right debt solution for you, they’ll guide you through the debt relief process, from start to finish.
“ Whatever you want to do, if you want to be great at it, you have to love it and be able to make sacrifices for it. - Maya Angelou
Saira Haq
Licensed Insolvency Trustee
email[email protected] Read bioSaira is a Licensed Insolvency Trustee serving the Scarborough and the GTA region. Saira joined the insolvency industry in 2008 and has experience helping individuals find effective debt solutions and achieve a fresh financial start. Before joining BDO, Saira managed the consumer proposal practice at a large insolvency firm where she also mentored numerous staff members. She finds the intersections of various laws with Canadian insolvency law particularly intriguing.
Saira is committed to providing creative and practical debt solutions with empathy, understanding and professionalism. She believes the most rewarding part of her job is sensing the relief that people feel when they choose the right option to manage their debt. Knowing that she can make someone's life better by giving them peace of mind, lifting the weight of debt off their shoulders, and helping families stay together through financial turmoil is what drives her passion for work.
Outside of work, Saira enjoys exploring different cuisines, travelling, and spending time with her family.
“ I never lose. I either win or I learn. - Nelson Mandela
Ilan Kibel
Licensed Insolvency Trustee
email[email protected] Read bioIlan Kibel is a Vice-President focusing on consumer, small business and corporate insolvency and restructuring. Ilan brings over 20 years of experience to a broad range of insolvency engagements for both individuals and corporations.
Ilan has a creative, respectful and cooperative approach. He takes great pride in his work, whether it is helping a family save their home while maximizing the recovery to creditors or restructuring and preserving a viable business for its owners, stakeholders and employees.
Ilan believes that the most rewarding part of his job is helping individuals reduce their debt stress and helping them realize that there are always options.
Ilan is married and a father of three children: twin sons and a daughter. He enjoys golf and taking on entry level woodworking projects around his house.
“ If you feel like you've tried everything and you're still feeling overwhelmed - it's time to speak with a professional
Beth Ann Bone
Senior Insolvency Advisor
email[email protected] Read bioBeth Ann has been helping individuals get on the road to financial recovery for over 20 years. She brings an objective and compassionate perspective to each situation. Since joining BDO in 1998, Beth Ann has helped thousands of people obtain a fresh financial start by exploring all available debts solutions, including a consumer proposal or bankruptcy, with an emphasis on avoiding bankruptcy whenever possible.
Beth Ann is dedicated to finding creative and realistic solutions by using her knowledge and professionalism to provide personalized service with an empathetic and impartial approach while reducing financial stress and assisting with obtaining future financial goals.
Beth Ann prides herself on being a debt solution expert and speaks on financial literacy and insolvency topics to various groups and organization. She also enjoys providing Financial Wellness Workshops to community centers regarding the tools required for individuals to achieve positive financial habits and setting attainable goals for a secure future.
Beth Ann is a proud mother of two children and enjoys spending time outdoors.
Coming soon!
“ The same rules of life apply to all despite who or where you are from.
Naraini Sunichura
Senior Insolvency Advisor
email[email protected] Read bioNaraini has been helping individuals with insolvency solutions for over 20 years. She successfully completed the Canadian Association of Insolvency and Restructuring Professionals’ Insolvency Administrator’s Course and the Insolvency Counselling Course.
Naraini understands how difficult it is for people to come to terms with their financial struggles and to open up to a complete stranger. Her empathic approach and good listening skills, together with her knowledge and experience in the insolvency field has enabled her to make individuals feel calm and trusting that they have someone on their side.
The most rewarding part of her job, according to Naraini, is the many positive responses from individuals who choose to file a consumer proposal. They are relieved to be able to give something back to their creditors as well as manage their finances effectively with her guidance.