André is Senior Vice-President overseeing the insolvency practice for Eastern Ontario and Western Quebec. He has helped thousands of individuals resolve their financial difficulties through creative and practical solutions, with an emphasis on avoiding bankruptcy. André is known for his ability to assist debtors and creditors reach mutually beneficial solutions including complex issues, such as marital separation, self-employment and tax debt. André also has extensive financial recovery experience helping small to large businesses with private and court-appointed receiverships, bankruptcies and proposals to creditors.

André is committing to ensuring that his clients understand all their options, so they feel confident in the solution they choose to settle their debts.

André is regularly consulted by insolvency professionals, media and government for his expert advice on insolvency-related matters. He is a frequent speaker at professional conferences such as the Annual Review of Insolvency Law and makes frequent media appearance on radio and television. André is a current executive board member of the Canadian Association of Insolvency and Restructuring Professionals (CAIRP), a past board member of the Ontario Association of Insolvency and Restructuring Professionals and sits on numerous CAIRP committees and task forces.

In his free time, André is most likely to be found hiking in Gatineau Park and travelling to interesting places.

Natalie is a Senior Vice-President overseeing the insolvency practice in Eastern Ontario. She has been helping individuals facing financial difficulties find solutions that work for them for over 25 years. Natalie has worked in the insolvency industry since 1992 and has gained a vast knowledge of insolvency matters. She understands that financial difficulties can happen to anyone and she strives to assist each person with dignity and empathy while helping them find the best solution for their needs.
 

Natalie has been a Licensed Insolvency Trustee since 2008. In 2015 Natalie became the first woman partner with the firm Fontaine and Associates Inc, which merged with BDO in 2023.
 

She has extensive knowledge of consumer proposals and bankruptcies, and has helped countless individuals over the years attain their goals of becoming debt free. Natalie is happily married to her best friend, she enjoys family time, camping, cycling, hiking and travelling.

Ron is Senior Vice-President and the insolvency service line leader for the province of Quebec. His practice covers the greater Montreal area and extends to the Eastern Townships. Ron has been helping individuals and companies overcome their financial difficulties since becoming a Licensed Insolvency Trustee in 1996.

Ron takes pride in providing empathetic advice and trustworthy guidance to people who need help getting through tough times, whether they are looking for budgeting advice or have questions about debt solutions. What he finds most rewarding is finding a solution to someone’s financial difficulties that seemed impossible and using innovative ways to help people get a new debt-free start.

Ron’s main piece of advice for people who are struggling with debt and is that there is always a solution, no matter how bad things might seem. With the right help, better times are ahead.

Ron is trained as a lawyer and has been a member of the Quebec Bar Association since 1990. As a well-respected speaker and educator, Ron has presented and taught for the Bar School of Quebec, the University of Sherbrooke and the School of Management at UQAM. Ron is a board member for CAE Capital, a not-for-profit lender that caters to start-ups and companies with limited borrowing power to support employment and sole proprietors.