One of the biggest stressors of having too much debt is dealing with collection agencies.
When a “Bankruptcy Trustee” or a Licensed Insolvency Trustee (they mean the same thing) files a bankruptcy or consumer proposal on your behalf, a stay of proceedings is issued to all your creditors.
A stay of proceedings is a legal order that stops debt collectors from contacting you for money owed, and it is automatically instated after a consumer proposal or bankruptcy is filed on your behalf. It also stops most legal proceedings against you and prevents your wages from being garnished.
Talking about debt can be intimidating, so we ensure you feel supported every step of the way.
We take the time to explore all debt relief options, so you can choose the best one for you.
With 140+ offices and 60+ years of experience, we're ready to help in your local community.