Kim is a Vice-President, helping individuals and professionals overcome their financial difficulties and get a fresh financial start since 2000. She is committed to providing creative and practical debt solutions, including proposals, arrangements with creditors, bankruptcy and financial counselling. Kim is passionate about positively impacting all those she encounters and helping them avoid financial difficulties going forward.

 

Kim is a board member for the Nova Scotia Association of Insolvency and Restructuring Professionals.

 

Gemma is working towards her CAIRP Insolvency Administrator Diploma. She brings with her 20 years’ experience in the financial and insurance industry.

Gemma goal is to provide financial relief to her clients in a compassionate and judgment-free environment. She enjoys helping her clients by taking them through their options and coming up with a plan to help them realize their financial goals. Gemma is committed to treating each client with respect and dignity, understanding that each situation is different.
 

Andrea’s career in the insolvency industry began in 2016. She provides insolvency advice to individuals who face overwhelming debt. Andrea explains all available debt solutions, helps them find the right solution and, if necessary, guides them through the consumer proposal or bankruptcy process. Andrea is an Insolvency Administrator, certified by the Canadian Association of Insolvency and Restructuring Professionals (CAIRP). She has a Bachelor of Arts degree from Cape Breton University and Master of Arts degree from Carleton University. 

 

Andrea’s goal is to provide knowledge, understanding and, most importantly, financial relief to her clients. The part of her job that Andrea finds most rewarding is the opportunity to counsel and comfort those who feel overwhelmed by their debt and finances. It’s important to Andrea that people know that they are not alone, they will not be judged, and they have other options to manage their debt that can help them see the light at the end of the tunnel.

 

Beth has worked in the insolvency industry since 1989 and joined the BDO team in 2018. Beth focuses primarily on insolvency solutions for individuals and small businesses. She works with her clients to find the best solution for resolving their financial difficulties and provides them with the education and tools to excel in the future. Beth understands that most people she meets with are facing an overwhelming amount of debt. She finds it so rewarding to help them find a solution that not only helps them move forward financially, but also takes the burden off their shoulders so they can focus on their future.

Beth obtained her certification as an Insolvency Administrator through the Canadian Association of Insolvency and Restructuring Professionals (CAIRP) and is a certified Insolvency Counsellor, through Ryerson University. She is also in the CIRP Qualification Program and working towards becoming a Licensed Insolvency Trustee.

Beth's personal passions include playing soccer, getting together with family and friends, and participating in volunteer community events for Hope for Wildlife and Feed Nova Scotia.