At BDO Debt Solutions in Calgary, our team of debt experts, including Licensed Insolvency Trustees and debt counsellors, are ready to provide advice and support for credit counselling, budgeting, debt consolidation, debt management, debt settlement, consumer proposals and bankruptcy.
placeAddress
5800 2 Street South West
Suite 110
Calgary, Alberta
T2H 0H2
phonePhone
Phone: +1 403-777-9999
scheduleHours
Mo=08:30-17:00
Tu=08:30-17:00
We=08:30-17:00
Th=08:30-17:00
Fr=08:30-17:00
Evening appointments available
Get directionsplaceAddress
433 Marlborough Way Northeast
Suite 615
Calgary, Alberta
T2A 5H5
phonePhone
Phone: +1 403-777-9999
scheduleHours
Mo=08:30-17:00
Tu=08:30-17:00
We=08:30-17:00
Th=08:30-17:00
Fr=08:30-17:00
Evening appointments available
Get directionsOur clients say it best. Hear from people we've helped about their financial recovery journey and their experiences with BDO.
I have learned a lot about expenses. What I truly need and wanted and how I used my income was an eye opener to the unhealthy ways I was using money leading to my bankruptcy. When I needed guidance and clarity the staff was always there and very prompt in getting back to me. I was cared for and respected in the recovery of my financial state. Thank you for your time and help during that difficult time.
Amanda
Alberta
I can't believe it's been five years that our financial relationship was established to consolidate my debt. Upon meeting you for the first time, your warm smile and professionalism made me feel extremely comfortable, and I knew I was in good hands. Finances can be so emotional, and at times embarrassing, and I want to thank you for making this more personal for me, as to not feel that way. I would not hesitate in referring you and I want to thank you for going the extra mile for me. It meant so much!
C.W.
Alberta
The work on my file was performed admirably by my Administrator. Any issue was handled with efficiency and expediency, consequently I was grateful that whenever any issue arose I had no worries. However, I remain most grateful for the respectful communication. I had the unfortunate experience of being treated negatively by several agencies due to my status of undergoing bankruptcy. This is harmful and damaging to someone already undergoing great distress and loss. And so, for me the respect that every person is rightfully due was gratefully and noticeably appreciated.
J. M.
Alberta
After completing post secondary school I had high amounts of student debt and consumer debts that required high monthly payments. After having children the added costs of childcare and children’s needs resulted in my budget becoming overextended. Financial stress became too high of a burden so I made the tough decision to seek debt solutions. BDO staff were supportive throughout the process and provided step by step practical guidance along the way. At first I was very hesitant but in time I realized that not only was this the right solution, but that it would have been better if I had sought debt solutions three to five years earlier to prevent long term experiences of financial strain. Debt solutions really are just that “solutions” and the BDO team are experts in this area and are eager to roll out a workable plan to get you out of debt.
J.B.
Alberta
I wanted to express my sincere gratitude for your invaluable guidance and support in helping me navigate the complexities of credit rebuilding. Your expertise and simple explanations were instrumental in my journey towards financial stability and the realization of my long-term goals. Before seeking your advice, I was overwhelmed by the challenges of repairing my credit history. Your clear and concise advice empowered me to take proactive steps towards establishing a solid foundation, rebuilding my credit and incorporating responsible financial habits. Your dedication to helping clients like me is truly commendable. I am incredibly grateful for your expertise and willingness to share your knowledge. I am confident that with your guidance, I am well-prepared to achieve my financial aspirations. Thank you!
R.B.
Alberta
I would like to thank my Licensed Insolvency Trustee and the BDO team for supporting me when I was at my lowest. When I thought I had no hope, your team showed me possibilities, giving me hope. Overwhelming debt can place anyone in deepest despair. It's like drowning, but BDO services throws you a lifeline. I will forever be grateful for that lifeline! Thank you all again.
S.P.
Alberta
I want to take this opportunity to thank BDO for helping to pull me out of a desperate situation and bring me back into alignment with my financial matters. I have learned a lot from this experience and appreciate your compassion and support.
Stephanie
Alberta
Debt can be overwhelming. We’re here to make sure you’re not alone on your journey to financial wellness. Our debt experts are ready to listen to your story and make sure you understand all the options available to you. If you decide a consumer proposal or bankruptcy is the right debt solution for you, they’ll guide you through the debt relief process, from start to finish.
“ Carpe Diem…seize the day! Your next chapter awaits.
Marie Kozlowski
Licensed Insolvency Trustee
email[email protected] Read bioMarie is a Vice-President overseeing the consumer insolvency practice in Calgary. She obtained her designation as a Chartered Insolvency and Restructuring Professional (CIRP) in 1992 and her license as a federally Licensed Insolvency Trustee (LIT) in 1993.
Marie has over 30 years of experience in the insolvency field. For most of these years Marie has worked exclusively in assisting individuals and small businesses to resolve their financial difficulties. Her innovative and supportive approach has helped her clients start fresh through proposals to creditors and other restructurings. Marie has successfully negotiated reduction of personal tax debts with Canada Revenue Agency for hundreds of individuals.
Marie is dedicated to empowering Albertans by informing them of options to resolve their financial difficulties and giving them the opportunity to make a fresh start and start a new chapter in their lives.
Marie is a member of the Canadian Association of Insolvency and Restructuring Professionals (CAIRP) and serves on the Board of the Alberta Association of Insolvency and Restructuring Professionals (AAIRP). Over the course of her career, Marie has been a speaker at various conferences and forums in Calgary including the CPA-Small Practitioners Conference in Banff and the Law Society Legal Education program. Marie has also organized and made various presentations for banks credit unions and stakeholder associations on the consumer insolvency process.
“ One money lesson I wish everyone knew: emergency fund, emergency fund, emergency fund. Even if it is a few hundred dollars, you never know what life is going to throw at you.
Nicole Olsen
Licensed Insolvency Trustee
email[email protected] Read bioNicole has been advising individuals on insolvency solutions since 2010. She has been in the consumer insolvency industry since 2016 and prior to that spent six years in the non-profit credit counselling industry. Nicole is committed to helping people resolve their financial difficulties through creative and practical solutions. With a background in education, Nicole provides clients with a holistic view and creative solutions for their debt issues while educating them on personal finance to help them succeed at rebuilding their finances.
Nicole understands that struggling with debt can take an emotional toll on a person, which is why she ensures that each client is treated with compassion, respect and grace while navigating their solutions. It is important to Nicole that each client feels like they have been heard in a non-judgemental environment.
Nicole is actively involved in financial coaching and poverty reduction in the Greater Calgary area. She has been the Financial Coaching Course creator and Facilitator for Bow Valley College and Carya since 2017.
Nicole spends her volunteer time as Board Chair for Sunrise Community Link and Bow West Community Resource Centre. In her spare time, Nicole can be found hiking in Banff with her furry sidekick Aldo.
“ Choosing between paying your debt and feeding your family is not an option, it’s a warning sign.
Donna Lindsey
Insolvency Advisor
email[email protected] Read bioDonna Lindsey began her career in insolvency in 1990. As a certified Insolvency Counsellor, Donna helps her clients create a budget and plan for a future that does not rely on credit. She is committed to providing a safe place to discuss budgeting and credit where her clients do not feel judged but can take away useful information and advice to implement in their own circumstances.
When she’s not at work, Donna enjoys camping, kayaking and traveling to warmer countries with family and friends.
“ Anyone can experience financial difficulty. There's no shame in seeking help while working towards a brighter financial future.
Jennifer Schofield
Senior Insolvency Advisor
email[email protected] Read bio“ Just because you may be going through a difficult financial situation, you still deserve the same respect as anyone. Debt is not the end of your story; it’s just one of the chapters.
Sharon Smith
Senior Insolvency Advisor
email[email protected] Read bioSharon has been assisting individuals with their financial situations for over 35 years. Sharon assists people through the insolvency process advising them on their options, including a consumer proposal and bankruptcy. She is committed to treating each client with respect and dignity, understanding that each situation is different.
When Sharon initially speaks with individuals facing a consumer proposal or bankruptcy, she understands that they might feel like they do not deserve respect because of their financial difficulties. Sharon always tries to focus on the positive: the Bankruptcy and Insolvency Act exists to give people a fresh start and there is no need to feel ashamed. Seeing people go from being overwhelmed with debt to debt free is one of the most rewarding aspects of her job, along with them telling her how much their life has improved. People often tell Sharon that it’s like a weight has been lifted off their shoulders and they can breathe again.
When she is not working, you will likely find Sharon walking her dogs by the river or in the backyard feeding the squirrels and the birds.
“ You are defined by much more than your credit score. You bring value into the world outside of your financial circumstances and it’s important to remember that YOU matter as well.
Georgette Tran
Senior Insolvency Advisor
email[email protected] Read bio