129 King Street East
Note: By appointment only
At BDO Debt Solutions Bowmanville, our team of experts are ready to provide support for:
- Credit counselling
- Budgeting tools
- Debt consolidation loans
- Debt management plans
- Debt settlement plans
- Creating consumer proposals
- Filing for Bankruptcy
Karen Warner is a Vice President and Licensed Insolvency Trustee practicing in the Financial Recovery Services Group serving the Eastern Greater Toronto Area (GTA).
Since 1995, Karen has been helping individuals and businesses get on the road to financial stability. Karen brings an objective, knowledgeable and critical perspective to each situation and specializes in analyzing the financial situation, presenting all possible options and assisting debtors and creditors to negotiate mutually acceptable solutions.
Prior to joining BDO, Karen held positions both at DUCA Credit Union and CIBC bank and has extensive experience in the credit industry. Karen also held a senior position with Canada Revenue Agency and has a comprehensive knowledge of tax laws and collection policies. This perspective has proven invaluable when negotiating and mediating acceptable arrangements for tax arrears.
In addition, Karen was an Official Receiver with the Office of the Superintendent of Bankruptcy for 4 years and gained invaluable expertise in Insolvency Law and Commercial Crime; which included receiving recognition for her contributions from the R.C.M.P. police.
Karen frequently speaks on insolvency topics to various financial institutions and professional organizations, including interviews and media appearances.
Karen enjoys being a mentor and sponsor for the CIRP Qualification Program preparing candidates for the Competency-based National Insolvency Exam and has participated in the Examination Appeals process. Additionally, she has assisted the Canadian Association of Insolvency and Restructuring Professionals with their Special Investigations, to ensure members comply with the Standards of Professional Practice.Professional Designations & Education
- Chartered Insolvency and Restructuring Professional (CIRP)
- Licensed Insolvency Trustee since 1995
- Member, Canadian Association of Insolvency and Restructuring Professionals (CAIRP)
- Member, INSOL International
- Member, Whitby Chamber of Commerce
Wendy Villeneuve is a Senior Financial Recovery Service Administrator for BDO Canada Limited servicing our various offices located in Oshawa, Ajax, and Bowmanville, Ontario. With over 20 years’ experience in the financial recovery industry, Wendy has helped hundreds of individuals through the bankruptcy and consumer proposal process. She has also been involved with several large corporate bankruptcies and restructuring proposals.
Wendy completed her Insolvency Administrator’s accreditation in 1997 and obtained her Insolvency Counsellor’s Certificate in 1998, where she provides counseling to insolvent individuals assisting them in establishing good financial habits. She is a member of the National Insolvency Qualification Program through the Canadian Association of Insolvency Restructuring Professionals and holds the designation of a Commissioner of Oaths for Taking Affidavits with respect to insolvency matters.
Wendy attended Durham College where she completed the Legal Administration Program in 1990 and subsequently attended Trent University obtaining her Bachelor of Arts (Psychology) degree in 2008.
She is a supporter and regular attendee of many of the local Oshawa, Whitby, Ajax and Clarington Board of Trade events. As well, Wendy has been very involved raising funds for various charities in the community including Big Brothers and Sisters of Oshawa/Whitby; Canadian Cancer Society; Loaves and Fishes Food Bank; Habitat for Humanity; Feed the Need in Durham; Durham Children’s Aid Foundation and Grandview Children’s Centre. Wendy also enjoys attending country music festivals and spending quality time with her husband and three children.
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