At BDO Debt Solutions in Bowmanville, our team of debt experts, including Licensed Insolvency Trustees and debt counsellors, are ready to provide advice and support for credit counselling, budgeting, debt consolidation, debt management, debt settlement, consumer proposals and bankruptcy.
Our clients say it best. Hear from people we've helped about their financial recovery journey and their experiences with BDO.
I greatly appreciate the service provided by the amazing staff during a very difficult time in my life. I would like to thank you for all the help and financial support over the last few years. You helped my wife and I tremendously to get our lives back in financial order.
I originally spoke with BDO to see what my options were as at the time I lost about 40% of my income and still had a lot of outstanding debt. I was not delinquent at the time but without doing something quickly I would have been. My BDO Licensed Insolvency Trustee explained to me my options and within one week we filed a consumer proposal. At this point, I thought everything was too good to be true, but in fact I had all my unsecured debt reduced to 60 per cent of my original amount owing. And that's not even the best part. I now have five years interest free to pay it off with equal weekly payments! I would highly recommend anyone who is struggling with debt to not hesitate and call right away to discuss your options. There are options for everyone.
Being a very private person about my finances, I walked into BDO feeling anxious, scared and embarrassed. I was treated with the utmost respect and a sincere understanding of my financial situation without being judged. I got excellent advice for my current situation, ongoing assistance through the whole bankruptcy process and professional training and advice for a healthy financial recovery. Thanks to the BDO team, less than a year after filing bankruptcy I am in a great financial state, with good credit. Thank you BDO.
From consultation to resolution, my BDO Licensed Insolvency Trustee was supportive, informative and highly professional. I felt heard and understood with no judgment. Dealing with debt is very stressful. She helped me remain calm and guided me through the process while being available to answer all of my questions. To anyone struggling with debt, I would recommend reaching out to BDO. They will be there for you every step of the way.
My Licensed Insolvency Trustee and her team were compassionate and understanding of my situation and helped create a solution that worked for me. BDO as a whole offered great resources to understanding my options, and their national reach allowed me to connect with a local office after moving so I didn't have to travel hours for in-person meetings when needed. Overall I'm elated to have chosen to work with BDO.
Everything changed the day after I input my information into BDO’s confidential portal. I had no idea this help was available. That lack of knowledge and of course humiliation kept me suffering in the blackest of places. You do not need to be there. They can and will help. After consultations and advice, my garnishee and issues were very quickly dealt with by the kindest souls. Caring individuals that showed me there was light. Thank you is not enough for the opportunity they gave me to learn, and to rebuild myself. I am beyond grateful. Don't hide. Get the help these people are trained and happy to offer. Life can be better. Thank you BDO. You gave me something I haven't known in a while. Pride.
Debt can be overwhelming. We’re here to make sure you’re not alone on your journey to financial wellness. Our debt experts are ready to listen to your story and make sure you understand all the options available to you. If you decide a consumer proposal or bankruptcy is the right debt solution for you, they’ll guide you through the debt relief process, from start to finish.
“ I take great pride in helping seniors and providing them with a friendly atmosphere where we can review all their options to relieve their stress and overwhelming debt.
Licensed Insolvency Trusteeemail[email protected] Read Bio
Licensed Insolvency Trusteeemail[email protected]
Karen Warner is a Vice-President who has been helping individuals and businesses overcome financial challenges since 1995. Karen brings an objective, knowledgeable and critical perspective to each situation. She analyzes the financial situation, presents all possible options and assists debtors and creditors to negotiate mutually acceptable solutions.
Before joining BDO, Karen obtained extensive experience in the credit industry. She also held a senior position with CRA and has a comprehensive knowledge of tax laws and collection policies. Karen was an Official Receiver with the Office of the Superintendent of Bankruptcy for four years, where she gained invaluable expertise in Insolvency Law and Commercial Crime, which included receiving recognition for her contributions from the RCMP.
Karen speaks on insolvency topics to financial institutions and professional organizations, and she participates in interviews and media appearances. Karen enjoys being a mentor and sponsor for the CIRP Qualification Program and has participated in the Examination Appeals process. She has assisted the Canadian Association of Insolvency and Restructuring Professionals to ensure members comply with the Standards of Professional Practice.
“ Myth: You need to keep a balance on your credit card to maintain a good credit score.
Senior Insolvency Administratoremail[email protected] Read Bio
Senior Insolvency Administratoremail[email protected]
Since 1997, Wendy has helped hundreds of individuals resolve their debt through the consumer proposal and bankruptcy process. As part of the process, she provides financial counselling, helping her clients establish good financial habits. Wendy is dedicated to resolving financial difficulties with realistic solutions. Her depth of knowledge and professionalism allows her to provide personalized service while recognizing the urgency of individual needs. Wendy has also been involved in several large corporate restructuring proposals and bankruptcies.
Wendy has completed her Insolvency Administrators accreditation and obtained her Insolvency Counselling Certificate. She is a member of the National Insolvency Qualification Program through the Canadian Association of Insolvency Restructuring Professionals (CAIRP) and holds the designation of a Commissioner of Oaths for Taking Affidavits with respect to insolvency matters. Wendy completed the Legal Administration Program at Durham College and obtained her Bachelor of Arts (Psychology) degree from Trent University.
Wendy supports and attends many of the local Oshawa, Whitby, and Clarington Board of Trade events. She has been very involved raising funds for various charities in the community including Big Brothers and Sisters of Oshawa/Whitby and the Canadian Cancer Society. Wendy also enjoys attending country music festivals and spending quality time with her family.
Call 1-855-BDO-Debt or fill out the form below. Your story is more than your debt and we’re here to help.
Fields marked with an asterisk (*) are required.
A BDO debt professional will contact you within one business day to schedule your free initial consultation.